When the policy is in your name, you’re in complete control. You can rest assured that you’re with a reputable carrier, coverage is current, and all gaps are shored up. When you rely on another to provide coverage, you may not be footing the bill, but you also don’t have any say in the policy or its impact on you. Many PAs are recognizing that having their own med mal insurance is the best way to protect their assets and reputation.

More insurance companies are recognizing the increasing scope and exciting entrepreneurial endeavors of PAs. Because of this, carriers who previously didn’t provide solo coverage to PAs are now eagerly doing so. This means more options, competitive terms, and pricing.

Ask us! We’ll confirm the right pieces of information (retroactive and effective dates, limits, occurrence vs. claims-made, etc.) match across both policies and raise any red flags we notice. More options mean more complexity. Our job is to think about the insurance for you. We collect the minimum amount of documentation needed to shop you to all available markets, generate a comprehensive market search analysis, and provide you with expert guidance on where to purchase coverage. Once coverage is placed, we serve as an ongoing partner. We’re a sounding board for future employment and practice decisions, we find gaps and offer practical solutions, and we take the time to make sure no questions go unanswered. We’re here to keep you protected so you can focus on what you do best – caring for your patients.