Maybe! If you’re an NP moonlighting at another practice, your group policy won’t extend beyond your work on their behalf, and you should secure separate coverage. If you’re leaving your group and they are not willing to purchase tail for you, a new policy with prior acts might be necessary. Ask us about your specific situation today!

We’re someone you can run questions by without accidentally setting off alarm bells. If you’re considering adding a new procedure and want to know if it will be covered, we can assist. Your underwriter might be concerned about training, informed consent, paperwork, and generally thinking three steps ahead of “Is any additional premium outweighed by the financial impact this procedure would have on my practice?” We can navigate the internal workings of insurance carrier on your behalf and get you the answers you need for your own informed decision.

Ask us! We’ll confirm the right pieces of information (retroactive and effective dates, limits, occurrence vs. claims-made, etc.) match across both policies and raise any red flags we notice.

No, we have been able to help new graduates and nurse practitioners with years of experience under their belt alike. L&J can also help search for coverage regardless of specialty.

Yes! We highly recommend entity coverage since entities can also be named in claims alongside providers.