FAQ

Almost certainly not. Coverage under a group policy is limited to your work on behalf of that group. If you are practicing for any other practice (or even for your own corporation), you’ll need another CRNA malpractice insurance policy to cover that exposure.

Nurse anesthetists are seen as having a great amount of exposure to medical malpractice claims due to the inherent risk of anesthetizing patients and their high amount of influence over patient outcomes. In addition, when searching for CRNA malpractice insurance coverage, it may be difficult to find a carrier willing to cover pain management procedures, anesthesia performed anywhere other than a hospital or surgicenter, or a practice profile that offers limited physician oversight. Difficult doesn’t mean impossible, however. You deserve to focus on your field while we focus on covering it.

Carriers will need to see an application from you, an updated copy of your CV (which you’ll have handy if you’ve been job hunting!), and claims history reports (also called loss runs) from the last few years of your practice. The carrier may be willing to waive the requirement for loss runs if you are willing to attest that you are not aware of any claims or potential claims against you.

The timeline to get malpractice insurance for nurse anesthetists depends on how quickly you can gather the required information. If you’ve worked multiple places in the last few years, for example, requesting loss runs from each hospital, staffing agency, employer, or insurance carrier may take some time. Once you have collected all the paperwork, it’s possible to have a certificate of insurance (i.e., the paperwork you need to get credentialed) in your hand within a week.